Are You a Veteran Wanting to Buy a Home?

Veterans Home

Veteran’s Day week is here and it’s time to honor our the Veterans around us.

As a Veteran you understand making big life decisions and you should have a real estate agent who understands the same.  Buying a home is likely to be one of the biggest purchases of your life and a trusted and experienced real estate agent to walk you through the process is crucial.  This is especially true if you are a Veteran and plan to use a VA loan for your purchase.

Johnson Team Real Estate, located in Bellingham, Washington is proud to have two Veterans on our real estate Team, Rich Johnson and Mike Bredeson. As former Marine’s and Veterans, both Rich and Mike are here for you to offer their first hand expertise on navigating the home buying process using a VA loan.

Meet and learn more about Johnson Team Real Estate’s Veteran Agents today!

Having the ability to use a VA mortgage comes with many benefits, but sometimes they can be a bit hard to understand as well. Johnson Team Real Estate is here to offer our experience to help guide you through purchasing a home or property using a VA Home Loan.

Established in 1944, the Department of Veterans Affairs has made buying a home more accessible via the VA Home loan program. As a Veteran, you and your family deserve the American dream of owning a home, and deserve to be able to do so with ease.

VA Home Loans Offer Many Benefits including:

  • No down payment requirement
  • Lower than average interest rates
  • Low Closing Costs
  • Less stringent Credit Requirements

Curious if you are eligible for a VA Home Loan?

Typically, Veterans and active-duty service members are eligible for a VA home loan if they have met one of the following:

  • 90 consecutive days on active duty during wartime
  • 181 consecutive days on active duty during peacetime
  • 6 or more years in the National Guard or Reserves

Some spouses of military members who died in the line of duty or of a service-related disability may also be eligible for a VA loan. There are many factors that affect the terms of Veteran’s VA qualifications so speaking with a qualified VA Home Loan Specialist for a personalized qualification is crucial. Call Johnson Team Real Estate at 1-888-713-3056 to learn more today.

Veterans Flag House

The Johnson Team’s Veteran Real Estate Agents are passionate about helping those who have served and are excited to help serve you in finding you a home or property.

Whether you are a retired Veteran or currently serving in the US Military we understand that life is busy.  The Bellingham and Whatcom County real estate market is very active and inventory is moving quickly.  Johnson Team Real Estate offers a “Homes by Email” service to instantly email you when a home or property that fits you criteria comes on the market.  Click the image below to learn more and sign up today!

New Bellingham Real Estate Listings

If you or your family are new to the area or possibly being transferred to Bellingham or Whatcom County our website has a wealth of relocation information to include neighborhood information, education information and generMap Searchal community information to make your move easier!

You may also search for real estate using our interactive map search to help you better understand areas geographical layout while exploring our real estate options.

Feel free to visit our relocation page on our website to call 1-888-713-3056. Johnson Team Real Estate thanks you for your service to our great country and we would be honored to help serve you and help you with your real estate needs!

Zillow REviewsTo see what our clients have to say about us visit our Zillow Reviews to learn more about the level of service and knowledge you will experience working with Johnson Team Real Estate!

Non-Profit Moving Truck User of the Quarter

Your referrals let us provide help to  Whatcom county non-profit organizations who benefit our community. Please think of us when a friend or relative talks about moving and tell your favorite non-profit to give us a call when they need a truck!

The Whatcom Humane Society believes that all animals, as sentient beings, have value beyond economic measurements and are entitled to legal, moral, and ethical consideration and protection.

The Whatcom Humane society advocates for  animals, educates the community to promote humane treatment and respect as well as well as provide for abandoned, injured, abused or neglected animals.

For over 110 years, Whatcom Humane  Society has been sheltering abandoned  animals, fighting animal cruelty and  neglect and working to build a caring, compassionate and humane community.

Our work is made possible by the generosity of people like you

Your real estate  referrals fund our truck and help us all  make a difference!

The Current Rates!

If you are buying, selling, or refinancing, the current mortgage rates are very important. You can see below what the current rates are as of Thursday, November 2nd.

 

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Thank you Sidney Stonecypher at People’s Bank Home Loan Center for the rates. If you have mortgage questions you can reach her at 360-650-5365

4 Reasons to Sell This Fall

 

4 Reasons to Sell This Fall [INFOGRAPHIC] | MyKCM

Some Highlights:

  • Buyer demand continues to outpace the supply of homes for sale! Buyers are often competing with one another for the listings that are available!
  • Housing inventory is still under the 6-month supply that is needed for a normal housing market.
  • Perhaps the time has come for you and your family to move on and start living the life you desire. Give The Johnson Team a call at (888) 713-3056 or email us at Info@JohnsonTeamRealEstate.com.

Halloween Home Saftey Tips

Bellingham HalloweenHalloween is creeping up on us fast and so are some potential dangers to your home as a result of the fun holiday.  Below are some tips to help keep your home and family safe this Halloween:

– Be careful when placing candles in your carved jack-o-lanterns and keep them far away from any furnishings, drapes or Halloween decor that may be flammable and never leave them burning unattended.

– Do not overload electrical outlets with holiday lighting or movable decorative objects.

– Be sure and take time to check around our porch or sidewalk for any garden hoses, low lying tree limbs or decorations that might prove to be a tripping hazard for young children trick or treating at your home.

Hope you have a safe and happy Halloween!

Sunday Open Houses

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Join Mike Bredeson on Sunday from 1pm – 3pm for an open house at 3704 Connecticut Street in Bellingham.

Wow what a location. Silver Beach 5 bedroom (or 4 with an office) 3.5 bath home on a level lot in a cul de sac. It just doesn’t get any better. Nice rec room with 2 bedrooms and a bath above the 3-car garage. Open kitchen with Granite counters looks onto the family room. Slider onto the patio, enjoy the sun filled, south facing, back yard. The lot is huge and the parking spot is there for the RV or Boat. Home is close to lake, in great condition and ready for new memories.

For more information, visit our website – http://johnsonteamrealestate.com/WA/Bellingham/3704-E-Connecticut/1183852/direct

 

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Join Rich Johnson for an open house on Sunday from 1pm – 3pm at 1306 E Victor Street in Bellingham.

Opportunity beckons in this classic vintage home in the Columbia District. It’s a 1920’s charmer in original condition that is just waiting for your touch and ideas. The basics include 1636 sq ft of living space, 3 bedrooms, 1.5 baths, some interesting living areas and lots of opportunities for a new owner. Outside, there is plenty of room for gardens, play & parking of boats or RV’s. There is even a 616 sq ft shop for cars or projects!

For more information, visit our website – http://johnsonteamrealestate.com/WA/Bellingham/1306-E-Victor-St/1199268/direct

 

Just Listed in The Columbia Neighborhood!

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Opportunity beckons in this classic vintage home in the Columbia District. You can own a piece of this amazing neighborhood for just $393,000. It’s a 1920’s charmer in original condition that is just waiting for your touch and ideas. The basics include 1636 square feet of living space, 3 bedrooms, 1.5 baths, some interesting living areas and lots of opportunities for a new owner. Outside, there is plenty of room for gardens, play & parking of boats or RV’s. There is even a 616 square foot shop for cars or projects!

Additional Information

  • Property Description Cable TV, Partially Fenced, RV Parking, Shop
  • Taxes $3,174
  • Lot Size 0.28 Acre (12,197 SqFt)
  • Garage Size 2 Car
  • Exterior Wood
  • Heating/Cooling
  • Roof Composition Roof
  • Flooring Fir / Softwood Floor, Vinyl Floor

School Information

  • District BEL
  • Elementary Parkview Elem
  • Junior High Whatcom Mid
  • High Bellingham High

For more information, visit our website!

 

How Many Homes Have Offers?

Bellingham Real Estate

The number of real estate signs you see in yards can be deceiving as to the number of homes actually for sale WITHOUT offers on them. If you are seeing new signs around your neighborhood and curious if any of those homes already have offers on them, we have your answers!

Every week we keep track of how many homes are for sale around Bellingham and Whatcom County and how many of those homes have pending offers on them. Pending is the time frame between when an offer has been mutual accepted between the buyer’s and the seller’s of the home and when the title actually transfers hands. This give the buyer’s time to get the financing, do inspection, review the title reports and more.

As of Saturday, April 29th, the pending ratio in Bellingham was 37%. Click the links to view a report of how many homes are for sale in each area and price range and how many of them are pending showing just how active certain sectors of the market are.

The Birch Bay Pending ratio was 39%

The Ferndale pending ratio was 34%

The Lynden pending ratio was 25%

The Sudden Valley pending ratio was 30%

If you are thinking of selling your home or property, Johnson Team Real Estate would love to help! We are here to help you will all your real estate needs! You can reach us toll free at 1-888-713-3056 or email us at Info@JohnsonTeamRealEstate.com

How Many Homes Are For Sale?

The number of real estate signs you see in yards can be decieing as to the number of home actually for sale WITHOUT offers on them. If you are seeing new signs around your neighborhood and curious if any of those homes already have offers on them, we have your answers!

Every week we keep track of how many homes are for sale around Bellingham and Whatcom County and how many of those homes have pending offers on them. Pending is the time frame between when an offer has been mutual accepted between the buyer’s and the seller’s of the home and when the title actually transfers hands. This give the buyer’s time to get the financing, do inspection, review the title reports and more.

As of Friday, September 8th, the pending ratio in Bellingham was 34%. Click the links to view a report of how many homes are for sale in each area and price range and how many of them are pending showing just how active certain sectors of the market are.

Birch Bay has a pending ratio of 34%

The Ferndale pending ratio was 37%

The Lynden pending ratio was 31%

The Sudden Valley pending ratio was 25%

If you are thinking of selling your home or property, Johnson Team Real Estate would love to help! We are here to help you will all your real estate needs! You can reach us toll free at 1-888-713-3056 or email us at Info@JohnsonTeamRealEstate.com

How Your Home’s Value Grows Your Family’s Wealth

How Your Home’s Value Grows Your Family’s Wealth | MyKCM

Over the next five years, home prices are expected to appreciate 3.64% per year on average and to grow by 18.4% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey.

So, what does this mean for homeowners and their equity position?

As an example, let’s assume a young couple purchased and closed on a $250,000 home in January. If we look at only the projected increase in the price of that home, how much equity will they earn over the next 5 years?

How Your Home’s Value Grows Your Family’s Wealth | MyKCM

Since the experts predict that home prices will increase by 5.0% this year alone, the young homeowners will have gained $12,500 in equity in just one year.

Over a five-year period, their equity will increase by nearly $49,000! This figure does not even take into account their monthly principal mortgage payments. In many cases, home equity is one of the largest portions of a family’s overall net worth.

Bottom Line

Not only is homeownership something to be proud of, but it also offers you and your family the ability to build equity you can borrow against in the future. If you are ready and willing to buy, find out if you are able to today! Call us toll free at (888) 713-3056 or email us at Info@JohnsonTeamRealEstate.com.