Waterfront Real Estate Oppurtunities in Bellingham and Whatcom County.

Whatcom County is a majestic place where the beauty of the surrounding nature, in particular Bellingham Bay, have inspired much of the architectural design there. The county hugs the saltwater from the Southwest along Chuckanut Drive to the Northwest border at Blaine’s Drayton Harbor. Waterfront properties are in abundance along this coastline and offer an array of locations to work the body and nourish the soul. Select from one of the communities listed below to learn more about the area and real estate available there. Search for all Waterfront Real Estate in Bellingham and Whatcom County on our website here, sign up to receive new listings via email or search from the list below:

Waterfront

Eliza Island Waterfront Real Estate
This private island escape is just a boat or plane ride from Bellingham. Tranquil and serene, Eliza Island is a is tranquil, Eliza Island is ideal for a weekend getaway or a permanent escape from city dwelling.

Lummi Island Waterfront Real Estate
A short ferry ride from Gooseberry Point will take you to Lummi Island. This wooded, rural island offers unspoiled natural beauty and is a favorite weekend escape among Whatcom County locals. Beachfront homes here boast spectacular views of Hales Passage, Mt. Baker and the City of Bellingham.

Sandy Point Waterfront Real Estate
This lovely waterfront community is breathtaking. Views of Mt. Baker and The Twin Sisters dominate the skyline to the east, while westward facing homes look out toward the Straight of Georgia and the San Juan Islands.

Birch Bay Village Waterfront Real Estate
Birch Bay Village is nestled between the rustic and charming cities of Blaine and Birch Bay. This gated community is truly an urban retreat, complete with private marina, golf course, club house, pool and other convenient amenities.

Drayton Harbor Waterfront Real Estate
This picturesque village is located just South of the Canadian Border and north of Semiahmoo. Characteristic of its neighboring communities, Drayton Harbor’s residents share unprecedented views and an uncommon proximity to the surrounding nature and wildlife.

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If you have specific questions about waterfront communities around Bellingham feel free to give us a call toll free at 1-888-713-3056

Is Your First Home Now Within Your Grasp?

Is Your First Home Now Within Your Grasp? [INFOGRAPHIC] | MyKCM

Some Highlights:

  • According to the US Census Bureau, “millennials” are defined as 18-36-year-olds.
  • According to NAR’s latest Profile of Home Buyers & Sellers, the median age of all first-time home buyers is 32.
  • More and more “old millennials” (25-36) are realizing that homeownership is within their grasp now! Give The Johnson Team a call today at (888) 713-3056 or email us at Info@JohnsonTeamRealEstate.com.

Friday Real Estate Market Update

Pending Ratios Template (1)If you have been following the local real estate market you know it’s active and inventory is low. If you are thinking of selling now is the time!

The number of real estate signs you see in yards can be deceiving as to the number of homes actually for sale WITHOUT offers on them. If you are seeing new signs around your neighborhood and curious if any of those homes already have offers on them, we have your answers!

Every week we keep track of how many homes are for sale around Bellingham and Whatcom County and how many of those homes have pending offers on them. Pending is the time frame between when an offer has been mutual accepted between the buyer’s and the seller’s of the home and when the title actually transfers hands. This give the buyer’s time to get the financing, do inspection, review the title reports and more.

As of Friday, July 12th, the pending ratio in Bellingham was 48%. Click the links to view a report of how many homes are for sale in each area by price range and how many of them are pending showing just how active certain sectors of the market are.

The Birch Bay Pending ratio was 27%

The Ferndale pending ratio was 46%

The Lynden pending ratio was 46%

The Sudden Valley pending ratio was 48%

If you are thinking of selling your home or property, Johnson Team Real Estate would love to help! We are here to help you will all your real estate needs! You can reach us toll free at 1-888-713-3056 or email us at Info@JohnsonTeamRealEstate.com

Thinking of Buying, Selling, or Refinancing?

Thinking of buying, selling, or refinancing?  The mortgage rates are a must know! Interest rates are the rates at which money can be borrowed for a set period of time. The higher the rate, the more money a borrower must pay in the form of interest on the loan. When mortgage rates are lower, this makes the purchasing of a home more affordable. Although the cost of mortgages is closely tied to the interest rate, the price at which homes are sold does not always appear in direct correlation.

July 11th rates

Thank you Sidney Stonecypher at People’s Bank Home Loan Center for the rates. If you have any mortgage questions you can reach her at 360-650-5365!

4 Questions To Ask Before Hiring An Interior Designer

Whether you’re styling a new room, renovating an existing one, or simply hoping to bring some fresh style to your home, putting together an aesthetically pleasing space can be a challenge. That’s when some people will start to consider hiring a professional to help them out. If you’re looking at working with an interior designer, here are four questions to ask yourself first to make sure it’s the right decision for you.

 

4 Questions To Ask Before Hiring An Interior Designer

 

What’s your style? Do you want a Scandinavian style? Industrial? Shabby chic? Mid-century modern? Your interior designer can provide guidance if you’re not sure what kind of look you’re going for, but knowing what styles you like and dislike can offer some important guidelines to make sure you end up with a finished product you’re happy with. Here are 10 interior design style quizzes to help you narrow down what you like!

What do you need help with? You can do it yourself or you can hire a full-service interior designer who will handle every step from concept to execution, but most people need something in between. Each designer has their strengths and specialties, so it’s important to know what skills you’ll need before choosing the designer. Check out these questions before you hire a designer to make sure they are the best fit for you and your project.

Are you ready to give input? It might sound appealing to hand off a room or a home to a designer and then come back to a finished space, but in actuality, you will be answering a lot of questions and making a lot of decisions. If you aren’t ready to be decisive, it might be better to DIY your decor, so you have as much time as you need to experiment.

What’s your budget? Interior designers, like most professionals, can tailor their offering to your budget — as long as you know what it is. Make sure you’re prepared with a number or range, because many designers ask for the amount in a lump sum. Need some tips on how to determine your budget? Here’s a guide that will walk you through how to maximize your decorating budget, and tips on how to stick to it.

If you’ve answered all these questions, you probably have a good idea not just of whether or not you should hire an interior designer, but of what sort of designer you should be looking for. No matter which direction you take, best of luck putting together a home or room with a look you love!

Thank you to Sydney Stonecypher of People’s Bank for the great article!

Americans’ Powerful Belief in Homeownership as an Investment

Americans' Powerful Belief in Homeownership as an Investment | MyKCM

The Federal Reserve Bank (The Fed) recently released their 2019  Survey of Consumer Expectations Housing Survey. The survey reported that 65% of Americans believe homeownership is a good financial investment. Since 2014, the percentage has increased by over nine percent.Americans' Powerful Belief in Homeownership as an Investment | MyKCMThe Fed’s survey also showed that when the results are broken down by age, education, income, or region of the country, more than 55% of Americans in each category see homeownership as a good investment.

This coincides with a recent Gallup survey of Americans which revealed that real estate was their number one choice for the best long-term investment when compared to stocks, savings accounts or gold.

Bottom Line

Americans’ belief in residential real estate as a good financial investment continues to grow as the housing market returns to normalcy. Give The Johnson Team a call today at (888) 713-3056 or email us at Info@JohnsonTeamRealEstate.com.

4 Tips to Sell Your Home Faster

4 Tips to Sell Your Home Faster | MyKCM

Since June of last year, we have seen an increase in the inventory of homes for sale month per month. Every spring and summer, the inventory increases because people want to sell their home. For those with children, they may want to be in their new home for the beginning of the school year.

If you are one of those sellers, you may find these 4 tips helpful in getting your home sold more quickly.

1. Make buyers feel at home

Declutter your home! Pack away all personal items like pictures, awards, and sentimental belongings. Make them feel like they belong in this house! According to the Profile of Home Staging by the National Association of Realtors,

“83% of buyers’ agents said staging a home made it easier for a buyer to visualize the property as a future home.”

Not only will your house spend less time on the market, but the same report mentioned that,

“One-quarter of buyers’ agents said that staging a home increased the dollar value offered between 1 – 5%, compared to other similar homes on the market that were not staged.”

2. Keep it organized

Since you took the time to declutter, keep it organized! Before the buyers show up, pick up toys, make the bed, and put away clean dishes. It is also a good idea to put out some cookies fresh from the oven or a scented candle. Buyers will remember the smell of your home! According to the same report, the kitchen is one of the most important rooms to stage in order to attract more buyers.

3. Give buyers full access

One of the top four elements when selling your home is access! If your home is available anytime, that opens up more opportunity to find a buyer right away. Some buyers, especially those relocating, don’t have much time available. If they cannot get into the house, they will move on to the next one.

4. Price it right

As we mentioned at the beginning, more inventory coming into the market guarantees there will be some competition. You want to make sure your home is noticed. The key to selling your house in 2019 is ensuring it is Priced to Sell Immediately (PTSI). That way, your home will be seen by the greatest amount of buyers and will sell at a great price before more competition comes to market!

Bottom Line

If you want to sell your house in the least amount of time at the best price with as little hassle as possible, your local real estate professional is a useful guide. Contact the Johnson Team today to find out what you need to do to sell your home more quickly.

Sailing Schedule for Squalicum Harbor Marina Gate 3

Zodiac

Squalicum Harbor Marina will be hosing Lady Washington this July. Pictured above is the Schooner Zodiac, a 160-foot sailing vessel certified by the Coast Gaurd and operated by a licensed captain and crew. On dates in July, family oriented vessel tours and sails will both be offered aboard the Lady Washington. The sailing experience will be one for the memory books, as it will be similar to the ones done for hundreds of years. You will see amazing views and meet the modern day crew that travels up and down the West Coast.

For more information, or to buy tickets, take a look at the schedule.

Testimony Tuesday for Rich Johnson

J Team

We are so grateful to our amazing clients and their reviews. We strive to provide our community with the best and smoothest real estate experience possible. If you have any real estate questions, give us a call at (888) 713-3056 or email us at Info@JohnsonTeamRealEstate.com.

5 Powerful Reasons to Own Instead of Rent

5 Powerful Reasons to Own Instead of Rent | MyKCM

Owning a home has great financial benefits.

In a recent research paper, Homeownership and the American Dream, Laurie S. Goodman and Christopher Mayer of the Urban Land Institute explained:

“Homeownership appears to help borrowers accumulate housing and nonhousing wealth in a variety of ways, with tax advantages, greater financial flexibility due to secured borrowing, built-in ‘default’ savings with mortgage amortization and nominally fixed payments, and the potential to lower home maintenance costs through sweat equity.”

Let’s breakdown 5 major financial benefits of homeownership:

1. Housing is typically the one leveraged investment available

Homeownership allows households to amplify any appreciation on the value of their homes by a leverage factor. A 20% down payment results in a leverage factor of five, meaning every percentage point rise in the value of your home is a 5% return on your equity. If you put down 10%, your leverage factor is 10.

Example: Let’s assume you purchased a $300,000 home and put down $60,000 (20%). If the house appreciates by $30,000, that is only a 10% increase in value but a 50% increase in equity.

2. You’re paying for housing whether you own or rent

Some argue that renting eliminates the cost of property taxes and home repairs. Every potential renter must realize that all the expenses the landlord incurs (property taxes, repairs, insurance, etc.) are baked into the rent payment already – along with a profit margin!!

3. Owning is usually a form of “forced savings”

Studies have shown that homeowners have a net worth that is 44X greater than that of a renter. As a matter of fact, it was recently estimated that a family buying an average priced home this past January could build more than $42,000 in family wealth over the next five years.

4. Owning is a hedge against inflation

House values and rents tend to go up at or higher than the rate of inflation. When you own, your home’s value will protect you from that inflation.

5. There are still substantial tax benefits to owning

We know that the new tax reform bill puts limits on some deductions on certain homes. However, in the research paper referenced above, the authors explain:

“…the mortgage interest deduction is not the main source of these gains; even if it were removed, homeowners would continue to benefit from a lack of taxation of imputed rent and capital gains.”

Bottom Line

From a financial standpoint, owning a home has always been and will always be better than renting. Give The Johnson Team a call today at (888) 713-3056 or email us at Info@JohnsonTeamRealEstate.com.